Payment Policy

At LadyInChic, we are committed to providing a secure, smooth, and transparent payment experience for our customers. This Payment Policy outlines the accepted payment methods, processing terms, and conditions applicable to all transactions on our Website.

1. Accepted Payment Methods

We accept the following payment methods on LadyInChic:

Credit & Debit Cards:

  • American Express

  • Discover

  • JCB

  • Mastercard

  • Visa

  • Maestro

We reserve the right to add, remove, or modify accepted payment methods at any time without prior notice.

2. Payment Processing

  • All transactions are processed in U.S. Dollars (USD)

  • Payments are securely handled by trusted third-party payment processors

  • LadyInChic does not store your full payment information on our servers

  • Full payment is required at the time of purchase

  • Orders will not be processed or shipped until payment has been successfully authorized and completed

3. Pricing, Taxes & Payment Terms

  • All prices displayed on LadyInChic are listed in USD

  • Customers are responsible for paying the total order amount, including applicable shipping fees and taxes (if any), at checkout

  • We do not charge additional hidden fees such as handling or service fees beyond the product price and shipping cost shown at checkout

Please review your order details carefully before completing your purchase to avoid any payment issues.

4. Payment Authorization

By submitting your payment, you authorize LadyInChic and its payment processors to charge your selected payment method for the full order amount, including shipping fees.

If a payment is declined or cannot be processed, we will notify you via email. Your order will remain on hold until a valid payment method is provided.

5. Payment Security

  • We use industry-standard encryption and security technologies to protect your payment information during transmission

  • LadyInChic complies with PCI DSS (Payment Card Industry Data Security Standards) to ensure secure handling of payment data

6. Refunds & Payment Disputes

  • Refunds are processed in accordance with our Return Policy

  • Approved refunds will be issued to the original payment method used at checkout

  • If you believe there is an error or issue with your transaction, please contact us at info@ladyinchic.com within 30 days of the purchase date so we can assist you promptly

7. Fraud Prevention

To protect our customers, LadyInChic reserves the right to verify transactions and may request additional information to prevent fraudulent or unauthorized activity.

We reserve the right to cancel or refuse any order suspected of fraud, abuse, or unauthorized payment.

8. Third-Party Payment Services

Payments made through third-party services (such as Apple Pay, if available) are subject to the terms and conditions of those providers in addition to this Payment Policy.

LadyInChic is not responsible for issues caused by third-party payment platforms, including processing delays or service interruptions.

9. Contact Us

If you have any questions about this Payment Policy or a specific transaction, please contact us:

📧 Email: info@ladyinchic.com